My question involves collection proceedings in the State of: Utah
I currently live in Utah and was served with legal papers to reply to the court and a lawyer (working on behalf of Cash LLC) for a credit card that I defaulted on 9/2005. I was living in Arizona at the time the account was opened and defaulted on and the statue of limitations on credit card debt there is 3 years. My question is what state would the statue of limitations apply to Arizona or Utah. In Utah it is 4 years and may have to try and settle with them. Thanks!