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02-28-2006, 08:31 PM
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Junior Member
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Join Date: Feb 2006
Location: ILLINOIS
Posts: 10
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tRIED tO hELP oUT!!!
Help!!! Ok long story short my daughter and her husband purchased a vehicle and it was repoed.. They are separated now and so when the bank contacted them and told then that if they would pay a certain amount at that time it would be like 2400.00 cheeper... Being a good Mom I told them I would use my credit card which I could use for 3.99% interest and would pay this loan off BUT they would have to pay so much money a month on it till paid.. Now understand this I paid off their repo and so now there is nothing on their credit report as far as a loan on this well my daughter has paid hers faithfully and as for the SON-IN-LAW well he isn't and hasn't paid a payment in 2 mon. now.. Can I take him to small claims even though it was a verbal agreement between us?? I have the paper showing I paid the loan with CC and also he made me give him receipts for the payment he made so it's not like he can't say he didn't know what was going on plus my daughter and my parents know everything.. I say WHAT A DUMMY he is for stepping on toes!!! Do I have a chance with taking him to small claims if I have to?? Thanks Me Some people don't know a good thing when they see it!!
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03-01-2006, 08:17 AM
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Senior Member
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Join Date: Sep 2005
Location: California
Posts: 32,460
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You say that your daughter is separated from her husband. Who has the vehicle?
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03-01-2006, 05:52 PM
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Junior Member
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Join Date: Feb 2006
Location: ILLINOIS
Posts: 10
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It was re-poed and sold by the creditor ... They both were paying me payments then he has now stopped he would always ask me for a reciept when he paid and he was givin the papers showing what was owed total and everything...
Thanks
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03-02-2006, 05:51 AM
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Senior Member
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Join Date: Sep 2005
Location: California
Posts: 32,460
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So your loan wasn't to redeem the vehicle, but was a payoff to minimize the consequences to their credit?
It sounds like something you can resolve through small claims court.
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03-02-2006, 04:01 PM
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Junior Member
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Join Date: Feb 2006
Location: ILLINOIS
Posts: 10
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That is correct the creditor sold the vehicle and the amount of the loan left after sale was what i paid off for them.. The creditor actually took a smaller amount IF they would pay it off when I did. So this does mean a small claims would suffice if I have to.???? Thanks so much
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