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  1. #1

    Default Hit in the Rear, Florida

    My question involves an injury that occurred in the state of: Florida

    My wife was in an accident back in March where she was in a car accident where she was rear ended. The lady who hit her was at fault and was cited a reckless driving ticket by the state trooper. Both parties were cited ticket for not having insurance information as well. My wife was driving my parents car at the time while her car was in the shop for repairs.

    At the time, my wife was 8 months pregnant, after the accident, we decided to take her to the local hospital to have her looked over because she started experiencing pain a few hours after the accident. The hospital kept her for 2 nights to monitor her and our daughter.

    During the hospital stay, I went ahead and reported the accident to our insurance, Geico, and my parents car insurance, which was Progressive. From the driver information exchange, the other driver also claimed to have Progressive. But when I called Progressive to make the claim, they informed me that the policy number I provided for the other driver was no longer valid, the account have not been with them for a long time.

    After hearing that we called for an attorney. The attorney immediately ordered my wife to have herself looked at by a chiropractor and also a neurologist.

    Geico refused to pay for the medical bills for whatever reason, and now we have thousands mount up from the hospital stay and also the chiropractor office and the neurologist. The car was totalled, with 4 thousand dollars of damage and a bent frame, the car only had liability, so it wasn't covered nor did it have uninsured driver insurance.

    From what I heard from the lawyer we had, they said that the driver who hit my wife shows no insurance record with the DMV.

    I just received a letter today from that lawyer and they informed my wife that they will no longer represent her. With all the medical bills continue to come and we are not financially able to pay them, is there anything else we could do?

    Thanks in advance for any advice.

  2. #2
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    Default Re: Hit in the Rear, Florida

    You're stating that you had PIP coverage, and that this was denied in relation to the post-accident hospital stay? The reason for the denial was what? This isn't covered under any health insurance your wife has?

    You chose to see the chiropractor and neurologist on your own, for legal reasons. Did they diagnose a medical problem? (And with all due respect to chiropractors, I'm not talking "subluxation"; they find that in everybody.) I'm not particularly surprised that an auto insurance company would have little interest in medical visits meant principally to help build a lawsuit.

    See if the prosecutor's office handling the reckless driving case has a victim's rights officer, and make sure they're aware that you are seeking restitution for your medical expenses.

    The lawyer won't represent your wife because of what? The other driver wasn't insured?

    Your medical bills continue to come in because of what? You haven't indicated that your wife had any injury from the accident; just the two days of observation.

  3. #3

    Default Re: Hit in the Rear, Florida

    Quote Quoting Mr. Knowitall
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    You're stating that you had PIP coverage, and that this was denied in relation to the post-accident hospital stay? The reason for the denial was what? This isn't covered under any health insurance your wife has?
    yes the hospital stay ended up covered by our health insurance, shouldn't our PIP have covered it? geico never mentioned why it was not covered, we just started getting letters from the neurologist and the chiropractor stating that they demand payment because insurance has denied our claim.

    You chose to see the chiropractor and neurologist on your own, for legal reasons. Did they diagnose a medical problem? (And with all due respect to chiropractors, I'm not talking "subluxation"; they find that in everybody.) I'm not particularly surprised that an auto insurance company would have little interest in medical visits meant principally to help build a lawsuit.
    we were told to visit the chiropractor and the neurologist by the lawyer who dropped us

    See if the prosecutor's office handling the reckless driving case has a victim's rights officer, and make sure they're aware that you are seeking restitution for your medical expenses.
    this is from the court house?

    The lawyer won't represent your wife because of what? The other driver wasn't insured?
    the letter simply said "After reviewing your file, I find at this time that I am unable to represent you further in your claim for damages."

    Your medical bills continue to come in because of what? You haven't indicated that your wife had any injury from the accident; just the two days of observation.
    the there was two days of observation, they were not able to find anything conclusive because she wasn't able to have a mri scan. my wife continues to have headaches and neck pain, but she stopped going to the chiropractor because they started demanding payment for the service that has already been done.

    our daughter's birth had complications, where wife had a normal pregnancy, she ended up having post-birth hemorrhaging, which we have no definite answer that was related to the accident or not, but it was merely 1 month after the accident she delivered.

    thanks in advance for the advice, i will try and give the states attorney's office tomorrow, it looks like they have a victim's rights advisory program. althought i am not sure that would apply to my wife

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