Mother Cosigning in Pennsylvania

[karenolson]

My question involves an auto loan or repossession in the State of: PA

My mother who is on a Very low fixed income and owns her house cosigned an auto loan for my sister last year. My sister has been pulling away from her family after meeting a man that we suspect is not a good man. We found out she is selling all of her possessions and moving to Texas with him. We are know really concerned about her defaulting own her car loan. This man hasnt worked in 8 months and who knows how long till she finds a job and we don't know if she may already be defaulting on this loan. My mother has no papers, doesnt know who the loan was through is there anything she can do to protect herself? She plans on selling her house soon to move into senior highrise....would they be able to put a lien on her home. How long does that take to put a lien on...Please help!

Thank you,
Karen

[Mr. Knowitall]

Your mother needs to talk to her daughter about the loan, concerns about payment, and the question of whether the car should be sold and the proceeds applied to the loan (possibly with a contribution by your mom and/or sister to cover the difference between the sale price and the amount owed).

Is your mom on the vehicle title? If so, what exactly does the title say in terms of ownership?