My question involves an auto loan or repossession in the State of: Alabama. My husband has defaulted on a car loan at the credit union which is in his time only. The credit union states they not only plan to repo the car loan in his name, but also come after the second car loan that is in both of our names although the payments are current. They also state they will make me responsible for the loan balance after the car is sold and any legal fees. Can they do this just because my husband's name is on this loan also although I have not defaulted on this loan or any other loan? Please help!