Okay, here is the deal...I signed up with a credit monitoring company a couple of days ago (idwatchdog.com). They pull my credit report for which I viewed for inaccuracies; which I found one! There was a totally different name and address that was not mine. There is a button to click at the bottom of the report to report any inaccuracies. Upon clicking it, I am given customer service phone number for ID Watchdog. The next day, I received a call on my machine from ID Watchdog, telling me that I had clicked on the link and they were following up with me. I called customer service today and I talked with a CSR who told me that the inaccuracy could be a typo, clerical error, or identity theft. In order for ID Watchdog to check further into it, they would have to charge me a $99 processing fee, which involves an "extensive" background check into this "inaccuracy". I totally disagreed with the fee and hung up on the guy.
I pulled my credit report with "3" different online companies and I signed up with a trial membership with "another" credit monitoring service and this "inaccuracy" as reported by ID Watchdog does not come up. It is my firm belief that idwatchdog.com has intentionally placed this inaccuracy on my account in an effort to squander more money from me. I am sure they put the same "inaccuracy" or various other inaccuracies on other people's account in an effort to squander more money from them. Its a load of crap!
Is there anything I can do about this. Sure, you might say that I could just cancel my membership and leave it be, but what about all the others that are getting taken advantage of in regards to this deceptive business practice? Surely, there has got to be something I can do to come against this company to stop their deception.
In fact, I would encourage anyone reading this to sign up for idwatchdog.com's free trial credit report monitoring service and see what kind of results you get.