it never went to court. I had a car repoed (due to job transfer and home for sale while renting another place during this great economic 'boom' and couldnt afford everything after 8 months on the market, but it sold- the house that is) and the credit union filed suit against me, but we settled with through their lawyers. Now on my credit report it shows a judgment against me when it was settled with out ever going to court. Is this correct? And/or can I have it removed? Any help on this would be greatly appreciated.
Got caught up in this crap to take a better position...argh.