My question involves injury or loss that occurred in the state of: Georgia.
I have owned my home which is fully paid off for quite some time. I was recently diagnosed with cancer and was treated for multiple months.
I am in the process of applying for Medicade and Medicare. However I am worried about potential liens against the property. As I have put most of my life assets into it. I wish to pay off my loans through payment plans. However it will be a long term plan so I am still scared about liens. I do not want to loose all the money my family and I have invested into the house.
My question is:
If I do not have any liens or I have not been notified of any future liens as of yet. Can I quitclaim my property and house to a relative and protect my families asset. If not is there any alternate methods. Is this fraudulent if you havn't officially received word from either your insurance or from a debt collector. Therefore ideally you have no massive amount of debt on paper yet?
I have been reading about the laws for a few weeks and I can't find a definite answer. I am thinking about having my brother file a lien against me and using that to protect from future liens since they work in a first come first serve basis.
Thanks if you know the answer to this question. I appreciate the time, and this forum.