[michele.h]

My question involves an auto loan or repossession in the State of: Delaware.

I just financed a car last month, and all payments are up to date. The finance company just told me that they need a copy of my bank statement and cell phone bill. I told them that I am on a cell phone contract with a friend and that it doesnt have any of my info on it but they still want it. My friend is in georgia helping her parents moving company and cannot get me the bill until she gets back. This morning at 1 30 am the repo men came to take my car and I told them all payments are up to date. They said I cannot have the car back until I give them my cell phone bill. I just wanted to know if it is legal to repossess a car even if all payments are up to date. It just doesnt make any sense. If anyone could possibly shed some light on the situation I would appreciate it.

Thanks

[Mr. Knowitall]

Your friend can probably get her cell phone bill online at any time, and she can email it or fax it to you.

If you aren't in compliance with the terms of your loan contract, you are in default even if you are current on your payments.