My question involves judgment recovery in the State of: New Jersey
Hello, I'm new here and have been drowning in debt related situations for the past few months. I have credit card debt (since divorce - before that fico in the mid 700's) and am frantically trying to work things out. Unfortunately due to my ignorance of the proper procedures I have received an "Order entering summary judgment" which was sent to me via US Postal Service regular mail. Someone mentioned that since this was not served with the receipt of a signature I may have the ability to submit a request for dismissal due to improper service. I've been searching for the NJ legal procedure but can't find anything I can understand. I can't afford an attorney, would like to settle the debt with the credit card lawyer for a percentage which I'll pay in a lump sum, but they are very difficult to deal with. It was suggested that if I can get the judgment dismissed the lawyer may be more open to negotiation.
I would be extremely grateful for any information to assist me. I'd like to get this behind me.
Thank you in advance for any insights you share.