Judgment Not Properly Served

[lost in confusion]

My question involves judgment recovery in the State of: New Jersey

Hello, I'm new here and have been drowning in debt related situations for the past few months. I have credit card debt (since divorce - before that fico in the mid 700's) and am frantically trying to work things out. Unfortunately due to my ignorance of the proper procedures I have received an "Order entering summary judgment" which was sent to me via US Postal Service regular mail. Someone mentioned that since this was not served with the receipt of a signature I may have the ability to submit a request for dismissal due to improper service. I've been searching for the NJ legal procedure but can't find anything I can understand. I can't afford an attorney, would like to settle the debt with the credit card lawyer for a percentage which I'll pay in a lump sum, but they are very difficult to deal with. It was suggested that if I can get the judgment dismissed the lawyer may be more open to negotiation.

I would be extremely grateful for any information to assist me. I'd like to get this behind me.

Thank you in advance for any insights you share.

[MSGB]

Are you saying that you have never been served with any legal papers whatsoever, then you received an "Order granting summary judgment" in the mail ?

If you were previously personally served with a lawsuit, then all subsequent pleadings in that lawsuit are allow by regular mail.

[lost in confusion]

Are you saying that you have never been served with any legal papers whatsoever, then you received an "Order granting summary judgment" in the mail ?

If you were previously personally served with a lawsuit, then all subsequent pleadings in that lawsuit are allow by regular mail.

I was received a summons by mail, responded to court, answered the complaint and had a court date. I called the court clerk to ask some questions regarding the court date (a few days before I was to appear) and was told that the judge had granted a Summary Judgement and court date was cancelled. Received notice of judgement via regular mail. I have not at any time signed for receipt of any papers from the court or the plaintiff.
I read somewhere that not being properly served is a valid request to dismiss the judgement. In doing so I could possibly strike a settlement agreement with the creditor's attny. I'm not well versed in these matters and may be grasping at straws but I'm desperate and filled with fear.

[seniorjudge]

You could ask for this to be set aside; whether that will happen is something I do not know.

GENERALLY one of the things you have to plead and prove in such a motion is that you have a good defense.

Do you have a good defense?