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Financial Crimes and Fraud Offenses involving fraudulent financial transactions, embezzlement, forgery, insurance fraud, and misuse of checks and credit cards.

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Old 02-12-2009, 02:25 PM
ncentity ncentity is offline
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Default Old Bad Check Charges
My question involves criminal law for the state of: NC

Back when I was 20, I opened my first checking account and overdrafted it. I paid it all back to the bank and I thought I was done with the matter. I thought the bank covered the charges and the total was less than $100.

That was back in 2000.

Recently, I applied for a new job (I was self-employed till now) and I was refused the position after the criminal background check came back "flagged". Apparently, I have 4 bad checks from that same account that I was never official charged with and are outstanding and I never even knew about them until now, almost 9 years later.

My questions are:

What can I do to get rid of these charges? Can I plead to something lower? Can I contact the companies directly and try to settle and have the charges dropped? Are there any other options?

My basic goal is to be able to pass a background check and get a job.

I appreciate any feedback.
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Old 02-12-2009, 02:29 PM
seniorjudge seniorjudge is offline
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Default Re: Old Bad Check Charges
Q: What can I do to get rid of these charges?

A: Hire a lawyer and surrender.
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