Threat to Sue, Although Payments Made

[ConfusedinCanada]

First I am hoping someone here will be able to provide information although I am in Alberta,Canada.

Capital One has hired a lawyer/solicitor to contact me and tell me basically I am about to be sued. The letter states to make payment asap, or I can expect to be seen in court and have a baliff show up at my door and sieze my assests.

What I would like to know is, the following:

1.) Can they legally sue me if I have been making regular payments on this credit card?
(I have all the bank information to prove this)

2.) Am I correct in my thinking that they must have a judgement against me inorder for anything to be seized?
(The letter implies that it will just happen.)

Any information would be greatly appreciated.

Thank You,

Confused In Canada

[Betty3]

I'm sorry but this is US law only.

[ConfusedinCanada]

Ahh ok. Well thanks anyway. I figured it was worth a shot since I found this site through google because of a post from someone in Toronto,Ont.

Have a nice day.