Being Sued by Asset Acceptance

**orion** · 02-03-2009, 07:29 AM

My question involves collection proceedings in the State of: PA. I am due in court tomorrow and need some last minute advise if any. AA is trying to collect an old national city credit card charge off from two years ago. The amount is $1200 now but principal is $496 and at time of charge off $983. I used to have a balance on a chase card and moved it to national city and they refused to accept my mailed payments in order to jack me up with late fees and void the locked low interest rate. After trying to resolve the issue I stopped paying national city since what they were doing was illegal.

The debt has bounced from one collection agency to another now these asset acceptance people are suing me for $1200. I can't afford an attorney I am unemployed and collecting UC benefits. My bank account has $40 in it.

**LawResearcherMissy** · 02-03-2009, 11:15 AM

What is it that you want to know? You've told us your problem, but you haven't asked us a question.

**orion** · 02-04-2009, 03:07 PM

Well they never showed up!

I won by default.

**OhMy** · 02-04-2009, 03:43 PM

Quoting orion

Well they never showed up!

I won by default.

It is very possible that you are not finished with this. They can sue you again and again. Just be prepared for it.

**orion** · 02-05-2009, 07:26 AM

You mean than can refile the same case over and over? One of the clerks said they can "appeal" it downtown to a higher court. Doesn't some form of Double jeopardy apply to civil matters? If they do try it again can't I petition the judge to dismiss with prejudice?