My question involves insurance law for the state of: California.

I pleaded guilty to the charge of failing to provide proof of insurance (16028 C) on a car (A) that wasn't mine and is now wrecked.

I asked for a continuance to provide proof of insurance to have my fine lowered.

The car that I was driving that did not have insurance is now wrecked; I cannot purchase insurance for that car and therefore cannot use that as proof of financial responsibility. The car I crashed was a car I borrowed. "My" car (B) does have insurance and did have insurance the whole time I was driving it (including the time in which I wrecked car A), BUT Only my parents were insured.

So...

Does this mean I can't use the insurance on car B as proof of financial responsibility. Do I then have to get insurance on myself to get proof of financial responsiblity? And if I have to buy insurance for myself, will I have to pay more because of the above mentioned charges?

Thanks.