Hello and thank you for reading my post. 8 years ago (in 2000) I cosigned for a loan for my girlfriend's mother to go to truckdriving school and to get her cdl. She has defaulted and apparently has not made even a single payment as far as I can tell. 7 years ago, I knew about her not making payments and I even made a few, but assumed everything was fine after I didn't hear from them. Now, 8 years later I am getting threatened from a collections agency.
I contacted my ex girlfriend's mother and she swears that she has not heard a peep from anyone about this loan.
I checked my credit report and this collections company requested a copy of my credit report just last week. This loan; however, does not appear as of yet nor ever has.