I have been on SSDI and long-term state disability for a few years. Recently, I married someone who has received 30% partial VA benefits for many years. Prior to our marriage, he has previously been incarcerated, owes restitution to the state courts, owes IRS bills, and owes for unpaid school loans. My questions are:
1. Can any of his debt, which was incurred prior to our marriage, be garnished from my assets or my SSDI?
2. To what extent can those entities garnish HIS partial VA benefits?
3. To what extent must I comply with furnishing MY own personal information to those entities inquiring about HIS debt?
In expectation of these issues, my husband and I made a legal premarital agreement that all of or finances and assets, both prior to marriage and after marriage, would remain separate.
I don't want his personal business to be reflected on my credit, etc. and I cannot afford to pay off his debt. What can I do to keep our information separate with the credit agencies?
His debt is more than I expect he could ever pay off, although he has been trying hard and putting all his income towards that end. He has worked hard, but at age 55 and still being disabled, I don't know how he can complete the payments. To what extent could his debt be discharged in bankruptcy, and how could I keep his bankruptcy from affecting me financially?