Re: How Many Payments Can Be Missed Before Repo
Per the Attorney General's office Florida:
Generally, your creditor has legal authority to seize your car as soon as you default on your loan. Once you are in default, your creditor may repossess your car at any hour of the day or night, without prior notice. The creditor may also come onto your property to do so. However, the creditor may not commit a "breach of the peace" by using physical force or threats of force.
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