Re: Being Sued by Credit Union
If they get a judgment against you, they can seize all non-exempt assets/income of yours that your state allows.
You can call them before going to court & see if they will consider a reduction in the amount and/or a payment plan. However, they don't have to do either. If they are willing to do either, be sure to get the agreement in writing.
Too often we underestimate the power of a touch, a smile, a kind word, a listening ear, an honest compliment, or the smallest act of caring, all of which have the potential to turn a life around.