Student Loan - What Are the Actions I Can Expect for Non-Payment

[Honeyred]

My question involves collection proceedings in the State of: California

I have a large student load debt ($80K) which I have been repaying. However, because of forced retirement, my ability to pay will be significantly reduced.

My monthly income will be approximately $2k per month before taxes.

What actions can I expect when I can no longer make reasonable payments?

Will they take all my retirement income (the $2K)?
Will I have to sell my car?

What will they do to me?

[Mr. Knowitall]

Your retirement savings (IRA's, etc.) and pensions should be exempt from garnishment.

Your situation is very unusual. If you're young enough to still have $80K in college debt, perhaps you should think about not retiring - it's reasonable to assume that you felt that you would be working long enough to pay off that debt when you incurred it, and you are describing your retirement as involuntary.