Re: Small Teen Fender Bender - Insurance or Not
Does the party that was hit have the name of your ins. co.? (I assume you're saying the car/your son is covered under this policy.) It seems your son was at fault. If the other party doesn't have it, they may be calling you/your son or their ins. co. may be calling you/your son to get the name of your ins. co. so a claim can be submitted to them.
You can offer to pay the other party instead of using your ins. if an acceptable amount can be agreed upon to both you & the other party. I would definitely get a release from any future claims.
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