Car Accident Claim

[caman]

My question involves an injury that occurred in the state of: California

Hello,

I wanted to see if our accident scenario is enough for us to sue the other party/insurance company.

My wife got into an auto accident in the month Feb. 2008 while driving near our own house. Other party, ran a stop sign and came right in front of her on a residential street.
All the insurance as well as police report concluded that it was other party’s fault. My wife did not get injured, however, she was 81/2 months pregnant at that time. she did hit her stomach to steering wheel and I took her to the hospital right away. They kept her in hospital overnight to monitor and discharged her the next day. She was sick worried until the baby was born after 12 days. She did mention of some pain in her stomach that that may or may not have been because of accident. Other party, at the time of accident, mentioned that her leg hurts, not sure what happened after that.

Our car got totaled, our insurance company did reimburse us but we were not too happy with settlement. other party’s insurance company send us letter several times but we have not settled with them yet. We wanted to wait if she or the newborn gets into any medical problem with the accident.Both are doing fine but my wife has a fear of driving now. She does not want to drive anymore. Insurance company did offer us $500 + any medical expenses.
Since our medical insurance company cover all the expenses, we did not have to out of pocket for any medical problems.

Please let us know if this would be worth pursuing for us. I would appreciate any help. Any lawyers here who can help us with this.

Thanks

[Betty3]

It seems your ins. co. reimbursed you for the damage to your vehicle (noted it was totaled).

Your medical ins. co. paid the medical bills. Other party's ins. co. wants to pay for medical expenses + $500.00. Out of the medical expense payment from the other party's ins. co. your medical ins. co. will have to be reimbursed.

Based on your post, I don't see a case for much (if anything) over what has already been paid & is being offered. I am not a lawyer. You can hold for other opinions.