Vehicle Registration Suspended Due to Lapse in Car Insurance

**annoyingmirek** · 12-03-2008, 08:18 PM

My question involves vehicle registration or title in the state of: PA
In Philadelphia my car insurance cancelled due to non payment without my notice. I switched from automatic bank transfer to check by phone and forgot to call the check in. 1 month later I recieve a bill from insurance company for a small portion of the regular bill due for insured time and that my policy has cancelled. I paid it up to date immediately but later recieved a notice from the PennDOT stating that my insurance coverage was terminated and as a result of that the registration of my vehicle is being suspended for 3 months. I called the insurance company and PennDOT and understand that you can miss insurance for 30 days if the car wasn't driven but I reinstated my policy on the 34th day. (immediately after reciving the first letter). I just took a job where I use my car to visit clients and I want to know if anyone has any idea around this as I can not be without my car for 3 months. I am willing to pay fines but can't afford the suspension. Any thoughts or experiences are welcome.

**vincedia** · 12-03-2008, 08:29 PM

Transfer the car to someone else.

The only way to register that car is to transfer the car to a friend or relative.
Other than that, you can not drive that car for 3 months.

You MUST turn in your plate to get credit for the three month suspension.
You can also transfer the car back to your name after the three months.

Vince