My question involves collection proceedings in the State of: Florida
I was fooling around online, checking the court records in my county. I see that a civil suit was filed against me by a major credit card issuer that I defaulted on 2 years ago after I became totally disabled. I don't work and have been home every day and nobody has come to my door with a summons, even though it was issued over 5 months ago. I read that in Florida they only have 120 days to deliver the summons.
Please tell me what happens next, what to expect, and what they can do if they do eventually win a judgment against me. The debt is in my name only, my assets are in my wife and my name and my only income is civil service disability, NOT social security, which I am not eligible for as a former Federal civil servant.
Thanks very much...