Re: How Do I Take Care of This Student Loan
There may be no way to keep them from taking you to court unless you can (before the court date) contact them & set up a payment plan agreeable/acceptable to them & you both. If you do set up a payment plan, be sure to get it in writing.
As the previous poster noted, if they summon you to court & you don't go, they will get a default judgment against you.
Too often we underestimate the power of a touch, a smile, a kind word, a listening ear, an honest compliment, or the smallest act of caring, all of which have the potential to turn a life around.