Re: Dismissed Without Prejudice
The primary reason for requesting dismissal is that normally debt buyers and collectors do not have any proof - much less sufficient proof - that you owe the debt to them.
A dismissal without prejudice is still a dismissal so the case is over. This is a good thing as the case is finished. The reason it is *not* a complete victory is that the "without prejudice" means that the debt buyer can sue you again. The case is over but it doesn't mean that the money is not owed - it just means the plaintiff was able to convince the court to drop the suit but it does not prevent or impact a second suit against you. Please note this can only be done once by a plaintiff - the second suit has to be dismissed with prejudice.
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