My question involves a foreclosure in the State of: Indiana
It's difficult to get unbiased information. I have been flat out lied to regarding this whole procedure. The bank bought my house at the sheriff's sale, so it is real estate owned now. They offered me a settlement to voluntarily turn over my keys so they would not have to go through the courts for eviction. It is November and I started looking for an appropriate place to live 6 weeks ago and still haven't found a place. I am a self-employed single parent who doesn't get child support so it's hard to budget what is the best course of action.
I have been told I could be evicted within 24 hours, that it could take 45 days and I was also told they won't evict people in the winter? I have less than a week to decide whether I'm going to take the banks offer to voluntarily move out without eviction. At this point I am not worried about my credit. I don't think my priorities for what is livable are overly high, but I don't want to sign a lease on a place because it's convenient for my bank to have me out without going through the courts. If I refuse, how long before I am evicted?