Settling with a Collection Agency After a Lawsuit Has Been Filed

kala1302 · #1 11-06-2008, 03:03 PM

My question involves collection proceedings in the State of: Ohio

A lawsuit has been filed against me by a collection agency. I am not trying to dispute the debt. I was wondering if anyone had any experience in settleing a debt after the lawsuit was filed but before a judgement was passed. I would rather try and settle than have to go to court. Any advice is appreciated, Thank You.

Mr. Knowitall · #2 11-09-2008, 08:15 AM

Many people settle debts while a lawsuit is pending. Talk to the plaintiff's lawyer.

aaron · #3 11-09-2008, 10:02 AM

The expiration of the statute of limitations provides the opportunity to raise that law as an affirmative defense. If it's not properly raised, it is waived.

Betty3 · #4 11-09-2008, 02:55 PM

I agree with Mr. Knowitall that you certainly can try settling a debt before going to court & getting a judgment against you. *Sometimes* the plaintiff's lawyer will settle for a lesser amount and/or set up a monthly payment plan though they don't have to.