An extension ladder on display and Sams Club collapsed on my wrist and when jerking arm out damaged elbow and tore rotator cuff in shoulder. Injuries required surgery on hand, elbow and shoulder. I'm currently trying to settle with Sams insurer but don't feel confident that they are going to be fair. I have until April 17, 2006 before statue of limitations runs out. Should I continue to discuss with Sams or contact an attorney ?