hello to all of you, I received the Rep Payee Report for my 3yo daughter since I am her biological mother. Her father, my husband died a year ago...sudden death. left us nothing at all. I have another child but not legally adopted by my deceased husband, so, she is not getting any SSI from him. I am confused on how to fill-up/answer the form. I do not want to make any mistake. Ive been very depress and stress every day...struggling financially on how to budget the SSI that me and my daughter are receiving. I cannot even work to get at least little income to help me pay some of my past due bills. We are not even getting any cash assistance or food assistance from the EBT/state benefit here because we went overboard the threshold as family 3. I am not eligible as well for a childcare/daycare benefit here in my state because I am over 200$ from their eligibility chart. That is why I am very upset, depress about all these things. They always have to ask how much SSI were are receiving and they consider that as an "income" where infact, when filing a tax return, it is not considered as income though. So, im confused. It is really hard...in fact, i have tears again and I really cannot help it. My ques are:
1. Do I need to make like a spread sheet type of attachment to show her monthly expenses from the first month (last year) that she received her SSI till this month?
2. Do I need to make the total monthly expenses to be an exact amount from the SSI she is receiving monthly?
3. What if there were months that the monthly expenses she incurred way beyond from the money she is receiving? is that fine?
4. There is a question on the form that says....if there is any "saved" money. She has none. No saved money at all. I am frustrated. I wanted to save so bad, but It is impossible right now till I get at least a part time job. Is it a bad thing that it will show that she has "0" saved money? Are they particular if there is any "saved" money at all? I was just talking earlier to an elderly friend of mine. She said that in her opinion, its not a bad thing at all, since everything has to go really to shelter, food, medicare, etc.. She said too that sometimes the Federal are looking into the possibility of increasing the monthly benefit of a minor child. About the idea if there is any "saved" money, she said sometimes it is a bad thing too. It is just showing that SSI is paying a lot from the minor child and they might deduct/lower the benefit.
Again, i have 2 minor kids here. Im jobless. Rent is very expensive plus the other misc. utilities that I needed to pay. I am trying very hard to give my kids a better life with a safe and secured shelter to live in, clothe them and feed them. I am paying my daughter's medicare too every month. The state said she is not eligible for state medicare because of again, Social security she is receiving way beyond their required amount for eligibility. Sucks! I am paying for life insurance too. After my deceased husband's death, without any insurance at all, i started getting this for my 2 kids' welfare.
Can I put this on her spreadsheet report about the life insurance eventhough it is under my name but she and her other sister are the beneficiaries?
Thank you very much and God Bless