Chapter 13 and Late Mortagage

[acip4u]

My question involves bankruptcy in the state of: CA
I have been in cpt 13 for a year and now i have decided to turn 13 into a 7 lost my business etc. i have talked to my lawyer and we are on track to file 7nov 1 or dec1. my question is, since i have stopped making 1st mortgage and second mortgage payments, why has my second mortgage WAMU pulled a hard credit report on me? Does anyone know what they are looking for on my credit report?


Thank You,

[Mr. Knowitall]

Presumably they're looking for anything which would indicate why you are not paying, and are trying to determine what step to take next. The only way to know for sure, though, is if they choose to tell you.