My question involves a foreclosure in the State of: Connecticut
After having been laid off and then losing my own home to foreclosure earlier this year, I am faced with a dilemma. Due to the foreclosure and all of the bills that went unpaid as I struggled to keep up mortgage payments while trying to sell my home, my credit is bad so the only way to get into a rental situation is with a larger than normal deposit. I signed a lease in April and had to pay first and last month's rent and 1 2-1/2 month security deposit. That left me flat broke without even enough money to hire a mover. (The home is a two-family, and another tenant signed a lease for the 2nd floor the same week I did.)
I have been paying rent on time every single month since then and have a move planned for the last week of October. Late last week, a friend of mine drove by the new house and called to say that a foreclosure auction sign had gone up on the home.
I called the Landlord who gave me a bogus story and then talked about a high interest rate mortgage, how they considered walking away from the property, blah, blah, blah. I spoke with the Landlord's attorney who said that he filed to have the court postpone the auction until after the 1st of the year and would know in a week or two, and that the landlord was working with the bank to save the home.
I found out that the original foreclosure papers were filed back in March, well before I signed any lease.
I have no idea what my rights are, how to get my security deposit back, whether I should continue paying rent, if so, should it be to the landlord or into an escrow account, etc. The landlord's attorney basically threatened me with legal action if I did not continue to pay rent directly to the landlord and put it into an escrow account instead.
What should I do?