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  1. #1
    Join Date
    Oct 2008
    Location
    Austin, TX
    Posts
    10

    Default Lost Title and Can't Locate Co-Signer

    My question involves vehicle registration or title in the state of: Texas

    My safe was recently stolen and along with it, the title to my 1991 VW Jetta. I have been trying to obtain a replacement title so I can sell the VW, since I bought another car. I completed and mailed an Application for a Certified Copy of a Texas Certificate of Title to the Texas Department of Transportation. They rejected my application because it lacked the co-signer's (my mother) signature and a copy of her ID. Another reason they gave stated, "Attach original release of lien from Volkswagen Credit Corp on company letterhead". Although my mother co-signed on the loan, I made every payment myself to VW Credit, Inc. from 1992-1997. I have almost every canceled check to prove that. However, I haven't spoken to my mother in years and don't know how to contact her. Is there some way I can have VW Credit prove to TxDOT that I did, at one time, possess the original title after the car was paid off? Also, what do they mean by "original release of lien from Volkswagen Credit Corp on company letterhead"? I have a document that says "Texas Certificate of Title" from when I purchased the car, but it isn't the one indicating that the car has been paid off. Please advise me on how to proceed. Thank you.

  2. #2
    Join Date
    Mar 2005
    Location
    Michigan
    Posts
    28,650

    Default Re: Lost Title and Can't Locate Co-Signer

    Is your mother named on the title as an owner?

  3. #3
    Join Date
    Oct 2008
    Location
    Austin, TX
    Posts
    10

    Default Re: Lost Title and Can't Locate Co-Signer

    Both of our names are listed, hers first. I don't know who, if anyone, is indicated as an owner because I no longer have the title. The "Texas Certificate of Title" I do have from when I purchased the car lists her name, then mine, with her old address when she lived in Austin in 1992. Thanks in advance for your help.

  4. #4
    Join Date
    Mar 2005
    Location
    Michigan
    Posts
    28,650

    Default Re: Lost Title and Can't Locate Co-Signer

    It sounds like the problem is that she's a co-owner. The DMV should be able to clarify that for you.

    A release of lien is a document in which the creditor states that your loan was paid off. Their letterhead is their corporate stationery, typically with their logo and address printed at the top.

  5. #5
    Join Date
    Oct 2008
    Location
    Austin, TX
    Posts
    10

    Default Re: Lost Title and Can't Locate Co-Signer

    Thanks for your prompt response. I've been sick all week, so I haven't been online since Monday. I have been trying to find the appropriate phone number to contact VW Credit. When I do, I just ask for a release of lien? I'm starting to wonder if all this is even worth it. I received a notice that my VW will be towed from my apt. complex soon because the reg. & insp. stickers are expired. Although it only has 80,000 miles on it, the alternator is dead, there's a hole in the muffler, & there are some transmission issues. I've been advised to just let them tow it & cut my losses, but I'm wondering if I could get anything for it at a salvage yard or something. Do I need the title to do that? Thank you for your help.

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