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Credit Card Debt Collection issues with overdue or defaulted credit card debt.

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Old 09-24-2008, 08:56 AM
junker junker is offline
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Default Stopping the Toll
My question involves collection proceedings in the State of: florida
if i moved from one state,florida, but still maintained a mail box at a ups store, and received some mail there, but actually lived permanately in another state, california, am i still a legal resident of the state. florida, for tolling puroposes?
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Old 09-27-2008, 06:02 AM
Mr. Knowitall Mr. Knowitall is offline
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Default Re: Stopping the Toll
If your only connection with the first state is a rented mailbox, and you've taken up residence in a different state, you're not a resident of the first state.
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Old 09-27-2008, 11:35 AM
junker junker is offline
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Default Re: Stopping the Toll
then what would constitute residency in a state? many retirees split resdiences between states. if you have a physical address, and mail from a creditor or anyone being accepted in that state, what more could be needed? the only drawback i can see, is they would sue you in that state and you would have to travel back there to defend yourself in a suit.
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Old 09-27-2008, 12:12 PM
cyjeff cyjeff is offline
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Default Re: Stopping the Toll
Key word in that sentence is "residence".

Unless you are one of what my beloved Irish grandfather referred to as the "wee folk", you cannot live in a PO box.
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Old 09-27-2008, 12:41 PM
junker junker is offline
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Default Re: Stopping the Toll
the ups box, is a physical address, it is xxxx xx street, that is how i get my mail. no po box number involved. also, how about homeless people, that have no physical address. they are still considered residents of a state.many can vote, in fact if i hadnt changed over, i believe i could still vote in that state using the ups address. if i tell any creditor i can be reached at that address, it should be sufficient to continue the tolling or sol requirements.
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Old 09-27-2008, 03:48 PM
cyjeff cyjeff is offline
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Default Re: Stopping the Toll
Quoting junker
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the ups box, is a physical address, it is xxxx xx street, that is how i get my mail. no po box number involved. also, how about homeless people, that have no physical address. they are still considered residents of a state.many can vote, in fact if i hadnt changed over, i believe i could still vote in that state using the ups address. if i tell any creditor i can be reached at that address, it should be sufficient to continue the tolling or sol requirements.
But you have another address other than a PO box.

You are trying to mask your true address by the use of a not very sophisticated deception...

Further, you must believe yourself to be the first one to think of it.

It will not work.
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Old 09-27-2008, 06:15 PM
jk jk is offline
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Default Re: Stopping the Toll
So, what state issued your current drivres license?

To what state do you pay state taxes?

When you file your federal taxes, what did you use for state of residence.

Where you are employed, what is the address they have for you?

Do you own real estate in any state? Which state?

Do you hold a title to any vehicles? What state issued the title?

What state insurance have you purchased for your vehicle?


Also, take note that you can be required to prove your residency if you want to fight the SoL based upon it not tolling. There may also be means to serve you via publication or mail with that being enough for you to be sued. If you fail to respond, you could lose by default.
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Old 09-27-2008, 06:20 PM
junker junker is offline
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Default Re: Stopping the Toll
i am not masking my true address, i am saying i am a legal part time resident of the state i left, for sol purposes, or tolling purposes. although i dont understand why tolling would stop if you move out of state anyway. if you give them a address that should be all they need. basically if you have a credit card debt you fail on you cant leave the state? ever? then this debt can haunt you forever?
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Old 09-27-2008, 06:29 PM
jk jk is offline
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Default Re: Stopping the Toll
Quote:
junker;247891]i am not masking my true address, i am saying i am a legal part time resident of the state
No, you aren't. If you are, do you live in an apartment or a house? Do you have an address for that residence?

Quote:
although i dont understand why tolling would stop if you move out of state anyway.
cuz that is the law.
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Old 09-27-2008, 07:24 PM
junker junker is offline
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Default Re: Stopping the Toll
i dont pay state or federal taxes, i have va pension, i have owned property in both states, i do liscense and insure in california for now. as i said homeless people dont live in apts but are residents altho called transiets.you can also have mail delivered general delivery. if i didnt have car and used mass transit, and didnt have a license but just a state id, i could get one in any state. i googled residency requirements for voting and found many states have none. again i ask does the tolling stop forever if you move? i mean can they sue you 20 years later just because the toll stopped when you move out of state. dont get me wrong i fully understand what you are saying and going by the law, but i dont understand what i am trying to say is wrong. by the way i have been judgement proof for quite a while, and i am just curious about this tolling thing.
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