My question involves insurance law for the state of: Indiana
here's the situation: i was hit, and the other guy's insurance accepted liability for the accident. when i took it in, the final cost of repair was 87% of the car's total value, but they didn't total it out, which is what i would rather they have done.
at this point, i'm trying to get compensation for the loss of value since the car has now had major body work done. they haven't done an inspection of the repairs yet, but they've been saying that the fact that it's been repaired should make the car equal in value to before the accident.
this simply isn't true because anyone who sees that work has been done on the car (via say, carfax, or just a good mechanic) won't pay as much for it, so they haven't actually brought me back to where i was before the accident, if in no other way than that i cannot say with a clean conscience that there hasn't been any major work on the car as far as i know.
so, what can i do? i don't know anything about this stuff and i've never been in a major accident before.. so i don't really know even where to go from here. i just don't get how they can even begin to say that the car is worth as much as it was before.