[ryandenliveve]

Hello

I moved to Canada from England in May'07. Since then i came to an agreement with the Lloyds TSB to consolidate my overdraft and platinum card, paying off my just over 5k debt at around $100 per month. With my Canadian bank exchange rate and appliccable fees, this costs me around $130however.
On my latest call to them i advised i couldn't increase the monthly payments, i have 2 small children including a newborn and for now, only 1 salary coming in. The representative on the phone replied "that's OK, we're just happy youre paying. Most people who move abroad seem to disappear and dont pay the money back."

What would the implications be for this? Ive already asked them to sell the debt to a Canadian company and they refused. My payments are going nowhere, it costs me an arm and a leg to make them, and ive recently moved, so they have neither my address or phone number. Ive already paid thousands in interest since i had my account.

My main concern is if i cant come to some kind of agreement with them, and fell behind on payments significantly, would i be arrested at a UK airport when returning on holiday? I know i'll never be moving back.

Thanks for your help.

[Betty3]

Sorry, but this is a US law forum.