My question involves judgment recovery in the State of:Missouri
What should I do???
A debt collector (Kramer & Frank, P.C) took me to court for an outstanding bill I had with Capital One in the amount of $814.00, I missed my court date so now the total is $934.27. Prior to the court hearing I had tried to make a deal with them but it was too late so I told them to go ahead with court and that I would just make payments. The court date was 9/09/08 and yesterday 9/18 I went online and maid a $160.00 payment. Today (9/19) I get a letter in the mail dated 9/17/08 stating the following:
BECAUSE YOU FAILED TO MAKE PAYMENTS AS AGREED, BALANCE IN FULL IS NOW DUE. You may be able to obtain enough money to pay the amount owed in full by borrowing from your bank, Credit Union, Loan Company or a relative. We will expect the debt to be paid in full, or we will recommend that our client allow us to proceed with further collection activities. CONTACT US UPON RECEIPT OF THIS NOTICE TO DISCUSS THE SETTLEMENT.
Now I was expecting some type of letter from them in the mail after the court hearing telling me how much was now due with court cost and attorney fee’s and I did not receive anything so I decided to make a payment online yesterday thinking I was doing good. I don’t want them to garnish my wages but I was expecting some type of letter stating the final amount that I owed. I cannot pay the full amount in full I can only make payments.
Am I to assume that since I cannot pay in full that I should expect garnishment to start even though I am making payments? (after my payment yesterday I now owe $774.27 and plan on sending another $200.00 in 2 weeks)