I sold my home a couple years ago, just under the wire before foreclosure...Mortgage co. started proceedings.
These last 2 years I've struggled to repair my credit. It's not exactly bad but not good either. I've got a steady job and pay my bills on time.
There are 2 old judgements on my credit report that were paid and of course the mortgage payments that I was behind on.
Can I still get a mortgage?
I'm not first time home buyer, my apartments are going condo and I'm thinking of purchasing it. I've never been late with a rent payment and I'm a good tenant who is honestly trying to rebuild my life and credit.
What do you suggest? Should I just go and attempt to get a preapproved mortgage just to see?