Buying Mortgaged Property

[kspack70]

My question involves real estate located in the State of: Oklahoma. I am wanting to buy some land that adjoins my property, but the owner has a lien against all of the property her house included for 3 more years. Can i buy the tract of land from her without getting in a bind with her bank, or getting me in a bind.

[jk]

generally, no, you cannot. Many (most) mortgage loans have a due on sale clause that is activated if the title to the mortgaged property changes title.

You can enter into an agreement to purchase the land or you could she could ask the bank if they would release this portion of the total property from the lein so she can sell it.