My wife and I were contacted by Wolpoff and Abramson about 3 months ago. The offered me a settlement on my account in order to avoid arbitration. I checked them out on the internet and yes they go to arbitration on EVERYTHING. Well, I paid them a settlement in 3 payments. I have a letter from them offering the settlement in 3 payments. The last payment came out of my account last month. 2 days ago, my wife was served in our front yard with notification of arbitration. I feel that this is harassment. Now, I already looked up the "legal definition" of harassment and it seems to fit in this case as my wife nearly had a panic attack when he served her. I can't stand MBNA and would dearly love to take it to them for this and punish them for their stupidity. When we called Wolpoff & Abramson they state that we should not have been served and to ignore the summons. I don't really know what to do about that. I seriously don't want to ignore the summons as they could obtain a judgement if I don't show up and they are stupid enough to go through with it. Then again, if I don't show, and they go forward with obtaining a judgement, can I sue them for harassment? How much would I be able to sue them for? I'm not a money hungry person, but they have caused me no end of headaches and I would like to see them in the defendant position on this.