My questions involves collection proceedings in the State of: Pa
I know these are against th Fair Credit Collections acts but do not know the codes for Court Can some one Help?
After a Credit Card is closed! Legal codes to fight against
1. late fees charged after account closed for 2 extra years ? 4/04
2 .interest fees on closed accountfor 2 years ?
3. over limit fees on closed account 2 years ?
4. Card collector changed check number to try to collect even thou payment was stopped and they were notified properly?
5. Statue of limitations for Pa. ?
6. Misrepresentation of a Company stating dates 1/05 of thier ownership of an account when another Company was collecting 1/05 to 6/05 at that time?
7. When told by original Collector they can no longer discuss this account with you some one else now owns but then they later try to say they own the account in question and continue to collect along with another trying to collect at the same time??
8. False Balances showed every month even afer payments were made?
9 Company sueing states they Owned this account therefore stating Payments were made to them , Never 1 payment to this company that is sueing therefore more false info being reported by this Company ?
10 false every thing when it comes to this account!
Also this account above was used in reference in trying to collect another account in a completely different Persons Name which was won in NOV /07 with the Attorney Generals Office ! DUE to Neglegence of the Credit Bureaus to remove from the winner name and allowing the Debt Collector to add on the Court Cost to this account with the Bureaus !
So we are in Process of Notifying the Attorney Generals office to show proof that this Company attempted to Dupe them as they were informed they would so they can go back and see the farcity of a story that they were told ! BY The Company that was investigated by them that lied intentionally !