Re: NY Statute of Limitations on Medical Bills Bought by a CA. Some Payments Made
You are correct that the SOL on medical debts in N.Y. is 6 years.
It seems you have been paying on the debt until the last 3 months so the SOL has not elapsed. The SOL starts from the date of the last activity on the debt (ie date of last payment).
You can contact the collection agency & see if they will settle for a lesser amount - it's worth a try. Any settlement that might be agreed upon, you should get in writing.
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