My question involves bankruptcy in the state of: Missouri
Is there a good defense on valid credit card debt? I fell into financial troubles last October, fell behind in house and car payments, couldn't afford minimum payments. I stopped paying them. Now I am being sued by two with more in the future. I have asked for debts to be validated, they sent me a copy of my statement. The extra fees are outragous, over $8,000 since October. I would like to settle, but don't have a lot of cash, credit is crap, and they want too much. I have met with a bankruptcy lawyer, but really would avoid that if possible. I have asked for a continuance, but I'm not sure it will be granted.
Any advice?

