My question involves insurance law for the state of: California
The injury involves a minor on my property. Under state law, the statute of limitations for filing a personal injury claim could be tolled beyond the normal 2 years until the minor is 18. What if I'm no longer insured by this insurance company? Will they still be liable for the claim since my policy was in good standing at the time of the incident? I've filed the paperwork with the insurance company regarding this incident but the injured may/may not make a claim depending on if/when there's a future medical problem. I'm hesitant to ask my insurance company this question. Is it somewhere in the boilerplate of the insurance policy? Is there a special term for this that can help me in my research?