In June, 2004 I was driving my friend's car when I had an accident and was determined to be at-fault. There was no bodily injury to either myself or the driver of the vehicle - we were the only two people involved in the accident. My friend's car was registered in another state (Tennessee) and he did not have automobile insurance. I am a resident of Florida and had automobile insurance - 10k Property Damage, 25/50 Bodily, and 10k PIP - plus UIM and Comp/Coll. My insurance paid for my friend's vehicle plus the damage to the person I hit - up to my limit of $10,000.
The damage to the other party's vehicle exceeded this limit in the amount of $2100. His insurance company is now suing and their lawyers have made at least one claim that they might be able to have my driver's license suspended. However, my understanding is that they can only do this if I was uninsured.
Any advice would be appreciated.