I was served a summons last month & made arrangements for a payment plan with the lawyers office that was serving me. Then I just received a entry of default. I didn't know I had to reply & of course the lawyers office didn't tell me I had to respond.
1.Now that I'm in default do I still have to make the court appearance in february?
2. Will they be able to terminate my payment plan & garnish me?
3. What do I need to do in preparation for the court appearance & take with me?
Any help will be greatly appreciated because I'm completely lost. I do owe the money & want to pay it but can only afford the payments that I am making right now & am so afraid that if they garnish me that I will have to file bankrupcy