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Auto Loans and Repossession Creditor actions following late payment or default on motor vehicle loans.

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Old 05-19-2008, 09:48 AM
flagal1969 flagal1969 is offline
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Default Repo Without Notice
My question involves an auto loan or repossession in the State of: Florida

Is the bank NOT required to notify me by mail/certified mail BEFORE they reposess my auto?

Since they've done it, they've sent no less than 2 notices, including one certified, that they intend to sell it (even though the letters are dated AFTER I've paid them and reclaimed my vehicle) but not a single piece of correspondence to state that they intended to repo it in the first place.

I've lost sleep, lost work, lost over $500 in repo fees, and am having nightmares about seeing the red lights outside my window.

Thanks in advance!
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Old 05-19-2008, 09:53 AM
cyjeff cyjeff is offline
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Default Re: Without Notice?
They typically do not warn you when they are coming to get the car.

Cars start to hide when they hear the repo man is coming.
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Old 05-19-2008, 09:57 AM
Happy Trails Happy Trails is offline
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Default Re: Without Notice?
They do not have to give you prior notice before they repossess.

http://myfloridalegal.com/pages.nsf/...5!OpenDocument
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