My question involves a traffic accident in the State of: California
I was backing out of a parking spot, saw the other driver coming. Stopped, put the car in drive (because I had cleared the parking spot enough to go forward , about 3/4 or slightly more out of the spot), and waited to see the other drivers response. She tried to squeeze between the space between the rear of my car and the rear of the car parked behind me, and while trying to navigate the sharp turn she collided with me. She claims I did not stop backing up. I claimed I was stopped. At the time, I was uninsured because I was dealing with a divorce and there was a mix up on who was paying that bill. BUT, my insurance carrier still sent me a Insurance card saying that it was extended for the next 6 months. I did not find out I was uninsured until after I went to go file a claim, and in-fact gave the other driver the RENEWAL information. It was in a private parking lot, no witnesses to the accident, and no police file reported.
Would I be at fault because I was uninsured? Or would it be a decent claim to say that because the insurance company sent me the renewal card?