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  1. #1
    Join Date
    Apr 2008
    Posts
    1

    Default Judgement Collection

    My question involves collection proceedings in the State of: New York

    While applying for a loan I was informed that there was a judgement a judgement against me in civil court. The judgement was for $1,100.00
    and was satisfied. It turns out that this was a medical debt that I was never made aware of. I was put on a debt for my son who was living with my ex wife. I never signed any documentation regarding payment of the debt, and wasn't even aware of the debt untill speaking with a collection attorney.
    My question is can I get this judgement reversed because
    A.) I was never aware of the bill and never signed documentation stating that I would pay, so the debt was originally not mine
    B.) I was divorced at the time, and not responsible for medical bills for anyone other than myself.
    3.) I was living in a different state and never served any papers, either at my previous residence or present residence.
    The judgement was issued 10/2007 and was satisfied by my ex wife, but I don't want my perfect credit rating tarnished by something I had nothing to do with.

  2. #2
    Join Date
    Sep 2005
    Location
    California
    Posts
    65,635

    Default Re: Judgement Collection

    You can get the court file, see how they represented that you were served with notice of the lawsuit, then try to set aside the default based upon improper service. I suggest working with a lawyer.

  3. #3
    Join Date
    Apr 2007
    Location
    Il.(near StL,Mo.)
    Posts
    5,241

    Default Re: Judgement Collection

    You can get a judgment set aside/vacated for various reasons - for example, you were not properly served, it was not your debt, you don't owe the debt. However, I would consider the help of an attorney as the other responder suggested.
    Too often we underestimate the power of a touch, a smile, a kind word, a listening ear, an honest compliment, or the smallest act of caring, all of which have the potential to turn a life around.

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