Re: Credit Card Judgment
As the other responder noted, you need to answer the summons in the time limit allowed or they will get a default judgment against you. A judgment is good for 7 yrs. in Ms. & can be renewed so even if you have no non-exempt assets that can be seized currently, you may in the future.
You can call & try to set up a payment plan with the firm suing you but they don't have to do so.
You said the last payment on the debt was 12-06 so the SOL has not expired for collection yet.
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