My question involves collection proceedings in the State of: California
I just received a default judgement letter in the mail for a credit card debt.
The debt was for only $800, but the collection attorney filed in Superior Court. When I looked at the summons, I didn't see any court date or anything, and totally missed the statement where it said that I had to respond within 30 days. I know that sounds ridiculous, but I am ill and have been on medication, and somehow missed it.
First, I would like to know, if I should file a motion to set aside judgement and how to do that if I don't have an attorney. I have tried to find the forms, but have been unable.
Also, are they able to now garnish my bank account? I have been off work for over 2 years now, and don't have an income.